Case Studies

This section (using real life examples) details how Mortgage Coach (our unique mortgage solution software) separates us from the rest of the mortgage industry by providing information to clients that other mortgage lenders don't think to offer, thereby helping our clients make more informed decisions about the financing options available to them.  Mortgage Coach reports are included (requires Adobe Reader).  

Case Study 1 - A client is open to refinancing his mortgage to lower his rate, when rates fall below a certain level.  With the Rate Watch report, we can e-mail him (on a monthly basis) a comparison of current market rates and what the monthly savings would be.  The client can then make more informed decisions, based on current market data.  To see an example of a Rate Watch report and  the monthly benefits it details, Click Here.   

Case Study 2 - A client wants to refinance his loan, to lower his monthly payments.  However, he's not sure consolidating his credit debt into his mortgage makes financial sense.  With the Consolidation Analysis report, we can show the client how paying consumer debt through refinancing can be beneficial to him, and what those benefits total in monthly savings.  To see an example of how consolidating debt can benefit you/your clients, Click Here. 

Case Study 3 - A client doesn't know what mortgage rate/cost structure is the most beneficial for their situation.  Unlike what you may have heard from the news media, The Lowest Rate is Not Always The Best Loan.  With our Total Cost report, we can provide a comparison of 3-4 rate/cost scenarios, allowing the client to pick the one that best fits their lifestyle and future plans.  To see an example of why the Total Cost is the most important feature to consider, Click Here.    

Case Study 4 - A client is purchasing a property with < 20% down-payment (which typically requires Private Mortgage Insurance or PMI), but doesn't know the options available to him.  With our PMI Comparison Analysis report, we can show how doing a 1st and 2nd Trust Deed combination instead of PMI will reduce his monthly payments, increase his tax deductions and increase his equity.  To see an example of how you can avoid PMI and get more benefit from your mortgage, Click Here.  

Case Study 5 - A client is concerned about living paycheck to paycheck, and is considering either ending monthly investment in their retirement account/investments or canceling an insurance policy to free up monthly cash.  With our Equity Repositioning report, we can show him how refinancing and continuing to contribute to their investments can not only increase his monthly cash flow, but will also help him invest more fully in his financial future.  To see an example of how Equity Repositioning can benefit you/your clients, Click Here.